We keep the books on how money actually works

The money lessons
school forgot.

Common Cents is a members' society for financial literacy — free monthly meetings, in person and online, open to the whole community.

Common Cents — A Ledger Society seal
Mission
Our mission is to equip the next generation with the knowledge, confidence, and practical skills to make informed financial decisions — through accessible education and community outreach that helps people navigate money with purpose, build lasting habits, and create opportunities for their future.
About us

Two teammates, one problem worth solving.

As former soccer teammates, we learned to balance our lives between soccer, school, time, and money. Along the way, we realized high school teaches a lot — but not how to spend strategically, build savings, invest, or work toward financial freedom.

Read our full story

Membership terms
FormatIn-person & virtual
FrequencyMonthly
DuesNone — free to all
EligibilityMiddle & high schoolers, young adults
Ledger, entry no. 01

"The Money Lessons School Forgot"

Our first meeting opens with a question, not a lecture: why do some people making $40,000 retire comfortably while others making $200,000 live paycheck to paycheck?

01

Is making more money always the answer?

An opening discussion — wealth is built through habits and decisions, not just income.

10 min
02

Read your first paycheck

Gross pay, net pay, taxes, and where the rest of your $60k actually goes.

10–15 min
03

Budget the scenario

$600/mo job, a car payment, and a savings goal. Small groups, no single right answer.

10–15 min

See the full curriculum

Member's glossary

Jargon, translated.

Net pay
What actually lands in your account after taxes and deductions leave.
Compound growth
Your money making money, and then that money making more money.
Diversification
Not putting all your eggs — or dollars — in one basket.

Browse the full glossary

Get involved

Come make some common cents with us.

Membership is free and open to the whole community. Bring a friend, or join from home.

Stay in the loop

Get notified about new meetings.

One email a month, when we announce the next session. No spam, unsubscribe anytime.